MUHAMMED HASNAIN; MUHAMMAD TARIQ; NASIR UD DIN. Effects  of Status Quo Bias, Financial Experience, and Income Level on Retirement Planning Decisions. International Journal of Multidisciplinary Conference Proceedings (IJMCP), Pakistan, PK., v. 1, n. 1, p. 16, 2024. Disponível em: https://www.ijmcp.com/index.php/ijmcp/article/view/92. Acesso em: 30 aug. 2025.