Effects  of Status Quo Bias, Financial Experience, and Income Level on Retirement Planning Decisions. International Journal of Multidisciplinary Conference Proceedings (IJMCP), [S. l.], v. 1, n. 1, p. 16, 2024. Disponível em: https://www.ijmcp.com/index.php/ijmcp/article/view/92. Acesso em: 26 apr. 2025.